Congratulations on taking the first step towards becoming debt-free by eliminating your interest fees on those pesky high interest credit cards!
We are going to teach the exact step by step process thousand of people are taking advantage of everyday.
And you’ll learn exactly how to save thousands of dollars without having to apply for some hidden fees debt consolidation loan.
Let’s start with a quick cost breakdown on how much credit card interest fees could be costing you-
The average U.S. household carries 15 thousand 7 hundred and 62 dollars in credit debit at an interest rate of 14.9% annually.
The minimum payment on that balance is $355 a month.
At that rate it will take 66 months to pay off that balance and cost over 7 thousand dollars in interest fees!
If you’re carrying 15 thousand dollars balance and pay the minimum each month…it will take you over 5 years to pay off that balance and you’ll spend over 23 thousand dollars to pay off that balance. The bank will profit over $7,000 dollars on your debt!
Now let’s breakdown same numbers but this time without paying any interest.
With the same minimum monthly payment you’ll be able pay off your debt almost 2 years faster!
You’ll save yourself that $7,000 you would of paid in interest and since you won’t be wasting money on interest fees every month…You’ll be able to use that extra money to pay off your balance even quicker!
So what’s the secret key to saving thousands by eliminating your interest fees?
it’s simple really…all you need to do is transfer your balance to credit cards that offer 0% APR…
Now, I know what you’re thinking why would the banks offer no interest credit cards…they wouldn’t make a profit…
And you’re right the banks wouldn’t make a profit…that’s why the banks only offer no interest credit cards for limited introductory period.
Most 0% APR offers are limited to only the first 12 months
Once the promotional period ends…the bank will begin to collect interest on your remaining balance until you completely pay it off.
So what happens if you don’t pay off your balance in the first 12 months…You have to start paying interest fees again right?
Wrong…This is the part where you take advantage of the banks.
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See the banks compete against each other for your debt because they are “banking” pun intended on you not paying off your debt before the introductory period is over.
Thus they’ll be able to collect interest fees once that term has ended.
But you’re not gonna let them do that…You’re smarter than they are and you’re going to transfer your remaining balance to another no interest credit card before the end of the current card’s introductory no interest offer!
And you’ll be able repeat this process until your balance is completely paid off!
Now where do you find these no interest cards, which ones are the best and which ones offer the longest 0% APR introductory offer?
Well that’s easy…We already did all the legwork for you
Found the cards with the longest offers…And listed all the best no interest cards on our site making it extremely easy for you to apply.
But before you head over to that link…
There is a couple very important tips we highly suggest you take before you start this process.
The first and most important tip is to sign up for our reminder Newsletter. We want to ensure you don’t forget to transfer any remaining balance after the 0% APR promotional period is over.
Every 6 months we’ll send a reminder email along with a list of the best and latest no interest credit card offers
This way you can transfer any remaining balance to another no interest card if need be.
Depending on your credit score some cards only offer a 6 month 0% APR promotional period.
This is why we send you a reminder every 6 months to ensure you’re not wasting money on interest fees.
Also if you weren’t able to transfer all of your debt to a no interest card…you can reapply every 6 months until you have all your debt transferred to a no interest cards.
That brings us to the next very important tip.
Today you’ll want to spend extra time applying to multiple no interest card offers on our site…You’ll want to do this for 2 reasons.
One…when you only apply for one card it’s not likely they will offer you a high enough credit limit to transfer your entire balance.
For examples let’s say you have $10,000 in credit card debt and you apply for only one card.
The bank approves you for $3,000 credit limit. You’ll only be able to transfer $3,000 leaving you stuck paying interest fees on the remaining $7,000 balance.
However, if you apply to 5 different offers and they all approve you for a $3,000 credit limit. You’ll have more than enough credit available to transfer all your debt.
The goal is to ensure all your debt is transferred to no interest cards!
By applying to multiple offers you can break up the debt and transfer your balance to various cards to ensure all your debt is transferred to a no interest card.
This will also give you the freedom to choose the cards with the longest 0% APR promotional period.